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the US — Summarize Law

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FAQ
If my injury happened years ago, what is preponderance of the evidence?
The one thing your employer or landlord is hoping you never find out is that preponderance of the evidence is the...
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FAQ
What evidence can be excluded from court, and why?
A judge can exclude important-looking evidence at the last minute, even if it seems decisive, and once that happens...
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FAQ
wait the IRS says fraud do they need clear and convincing evidence?
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FAQ
How does a government tort claim work after a long-delayed injury?
A recent policy shift has made this more visible: federal agencies have tightened online claim procedures under the...
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FAQ
what does the ADA say if an injury still limits me years later?
If the ER or your doctor said the injury left you with lasting limits, that medical reality can matter under the...
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FAQ
Is it legal to make me sign a noncompete after I quit?
A major 2024 change put noncompetes in the spotlight: the FTC adopted a nationwide ban, but courts blocked that rule...
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FAQ
Why is my criminal record still showing up if it was expunged?
Expungement does not always mean the record disappears everywhere. In the United States, what "expunged" means...
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FAQ
Can employees report illegal conduct without being fired?
Yes. What the insurance company does not want you to know about this is that whistleblower protection laws can block...
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FAQ
What counts as employer retaliation for filing a workers' compensation claim?
What the ER doctor records is your injury, work restrictions, and likely cause; what the workers' compensation...
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FAQ
what happens if a will is signed without proper witnesses?
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Key Terms

Glossary
bodily injury liability
Coverage that pays when you are legally responsible for hurting someone else. "Coverage" means part of an insurance...
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Glossary
likelihood of confusion test
People mix this up with actual confusion, and that mistake matters. Actual confusion means real buyers were...
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Glossary
patent prosecution
Defense lawyers may throw around "patent prosecution" in a way that sounds like someone is being accused of a crime....
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Glossary
copyright fair use
Giving credit, using only part of a work, or making no money from it does not automatically make the use lawful....
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Glossary
umbrella policy
An extra layer of liability insurance that kicks in after the limits on your auto, home, or other underlying policy...
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Glossary
PIP exhaustion
Not the same as being tired of dealing with your insurer, and not a denial of coverage by itself. PIP exhaustion...
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Glossary
coordination of benefits
A rule used when a person is covered by more than one insurance plan, telling the insurers which plan pays first,...
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Glossary
policy limits
The part that catches people off guard is that this number is usually the maximum an insurance company has to pay...
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Glossary
examination under oath
Miss this for a routine phone call, answer loosely, or skip it, and an insurer may use that against you to delay,...
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Glossary
DMCA takedown notice
Not a court order, and not proof that someone actually infringed a copyright. It is a formal request sent under the...
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Glossary
personal injury protection
Not the same as liability insurance, which pays for someone else's injuries if you cause a crash. Personal injury...
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Glossary
step-down provision
The part that catches people off guard is this: the policy may show a big coverage limit on the declarations page,...
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Glossary
cease and desist letter
Like a hard brake before a pileup, this is a written warning telling someone to stop doing something now and not...
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Glossary
stacking
Combining insurance limits from more than one policy or vehicle for a single claim. "Combining" means adding...
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Glossary
declarations page
One page can make or break how much money is available after a crash, fire, or other loss. If the numbers on it are...
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Glossary
prior art search
Money is usually the first reason to do one: a thorough check can prevent filing fees, attorney fees, product launch...
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Glossary
patent infringement
What trips people up most is that copying is not required. Someone can infringe a patent by making, using, selling,...
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Glossary
trade secret misappropriation
You may see this phrase in a cease-and-desist letter, a lawsuit, an employment agreement, or a warning from a former...
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Glossary
bad faith denial
Can an insurance company say no even when the policy should cover the loss? Yes - and when it does that without a...
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Glossary
reservation of rights letter
A reservation of rights letter is often confused with a denial letter, but they are not the same. A denial letter...
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Glossary
copyright registration
You just got a letter that says your photos, music, writing, or website copy were used without permission, and it...
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Glossary
non-compete vs non-solicitation
Misreading these clauses can cost a worker a new job, trigger a lawsuit, or put a business's customer list and trade...
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Glossary
named insured
You'll usually see this on the declarations page of an insurance policy, in a denial letter, or when a claims...
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Glossary
recorded statement
You may hear, "We just need to take your recorded statement," or see a claims letter asking you to call so an...
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Glossary
uninsured motorist coverage
Think of it like a spare life jacket on a boat: you hope you never need it, but it is there when someone else fails...
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Glossary
trademark infringement
People often mix this up with copyright infringement, but they protect different things. Trademark infringement is...
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Glossary
subrogation
Why is an insurance company asking for money out of a settlement that is supposed to help pay for injuries?...
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This summary is educational and does not create an attorney-client relationship. Laws are complex and fact-specific. If you're dealing with this issue, get a professional opinion.

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